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Paragon Mortgages Phone Number

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The official contact number for Paragon Mortgages can be found free from paragon-mortgages.co.uk.

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For more information on Paragon mortgages or their specialist landlord insurance products including rent guarantee, building and contents and legal insurance. Please get in touch with their customer team by calling the phone number shown above. Opening hours are Opening times 8.30am to 5pm Monday, Tuesday, Thursday and Friday, 9.30am to 5pm on Wednesday. You can write to Paragon at 51 Homer Road, Solihull, West Midlands B91 3QJ.

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Paragon Mortgages Review

Paragon Mortgages was established in 1985 and is a UK provider of buy-to-let mortgages for professional landlords and residential property investors. They are specialists in buy-to-let mortgages and related services such as landlord insurance, this enables Paragon to deliver a service that is specifically tailored to the needs of landlords and they therefore welcome applications from all landlords, whether existing or new, direct or via intermediaries. Paragon Mortgages began as the National Home Loans Corporation with their Homeloans Direct service in 1995, they changed their name to the Paragon Group of Companies in 1997. The lending criteria is fairly straightforward,for loan amounts up to £500,000the maximum LTV (loan to value) is 75% LTV, up to £1,000,000 LTV is 70%, up to £2,000,000 LTV is 65%. Maximum mortgage exposure per borrower is £5,000,000 and all applicants should have a minimum combined gross annual income of £25,000 per annum, which must be evidenced. Gross rental income from the property should equal or exceed 125% of the interest for single self-contained units and 130% for all other property types. The minimum loan amount is £30,000,with mortgage terms ranging from 5 to 25 years. Applicants must be over 21 at application and be under 80 at end of mortgage term. Minimum property valuation £75,000 and applications will be considered from limited companies.

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