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Intelligent Finance Phone Number

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If you're an existing mortgage, savings or current account customer want to register as a non-tax payer, find out more about online banking, pay bills online, send or receive money from overseas, need to query overdrafts or bank charges, would like to make a transaction or contact Intelligent Finance regarding your plan, please call the phone number provided above. Opening hours are 8am to 8pm Monday to Friday, 8am to 6pm on Saturday and 9am to 6pm on Sunday.

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Intelligent Finance Review

Intelligent Finance is a division of Bank of Scotland plc, part of the Lloyds Banking Group. They were established originally as part of Halifax plc in 2000, but following a reorganisation of the HBOS group, they are now a division of Bank of Scotland plc. Their headquarters are in Edinburgh, with customer service centres in Livingston, West Lothian and Rosyth. Intelligent Finance was set up to explore opportunities to use new technology to reduce the costs of providing traditional financial services. They established a range of products whereby customers pick a combination of all or some of a range of bank accounts which included a current account, savings account, mortgage and credit card. The credit balance in the banking accounts was used to offset any debit balances in the mortgage and credit card accounts, leaving the customer to pay interest only on the net debit balance, allowing savings to be made on borrowings. The bank quickly gained a significant market share and they sponsored the Scottish First Division football team Livingston FC and the if.comedies award at the Edinburgh Fringe. In 2009 Intelligent Finance withdrew their mortgage and current account products to new customers, followed by all their remaining products for new customers in 2009. Existing customers are still able to operate their accounts as normal.

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