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Tesco Bank is a telephone and internet commercial bank in the UK owned by supermarket giant Tescot. Up until 2008, Tesco Bank was a joint venture between Tesco and the Royal Bank of Scotland, originally it was a joint banking venture with NatWest Bank until 1997. Tesco Bank was formed in 1997 after the successful launch of competitor Sainsbury's Bank. Tesco Bank utilises the large customer base from the parent supermarket company to cross sell financial services products. Customers accumulate Tesco Clubcard points when they purchase finance products from Tesco Bank which they can do online or via have two Tesco Bank in-store branches in Coventry and Worthing. In addition to the in-store banks, Tesco operate over 200 Tesco Travel Money Bureaux, a bureau de change run by Travelex. Tesco bought out the Royal Bank of Scotland shares in 2008 and during 2009 Tesco opened a further 30 Bank branches and two major facilities in Newcastle and Glasgow. They also opened offices in South Gyle, Edinburgh. In 2012, Tesco Bank added mortgages to their product range in addition to their Credit Cards, Loans, Insurance products and bank account range.
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